AGENTS JOIN HEREAGENT RESOURCESLOGIN

Username:

Pass:

Forgot your password?

 

close

Car Insurance

Fatal car crash data could be missing cell phone use

Fatal car crash data could be missing cell phone use

May 8, 2013

Although the connection between cell phone use and impaired driving is well established, their relation to fatal car accidents could be underreported. A study by ...Full Story »

Accidents double for seniors who take their pets in the car

Accidents double for seniors who take their pets in the car

May 7, 2013

Seniors who take Fido or Fluffy along for a ride to the store probably think of it as just a fun outing and a way ...Full Story »

Advice for parents on keeping their teenaged drivers safe

Advice for parents on keeping their teenaged drivers safe

May 3, 2013

The summertime stretch from Memorial Day to Labor Day is the most dangerous time of the year for teen drivers. Over the past five years, ...Full Story »

Fewer look for auto insurance even as more people switch

Fewer look for auto insurance even as more people switch

May 2, 2013

Fewer drivers are shopping around for auto insurance but when they do they’re more likely to switch to a new company. The percentage of auto ...Full Story »

Health Insurance

‘Cinnamon Challenge’ fad putting kids health at risk

‘Cinnamon Challenge’ fad putting kids health at risk

April 22, 2013

A new Internet fad called the “Cinnamon Challenge” is putting adolescents and teens at risk, according to a recent report from researchers at the University ...Story »

Prescription drug prices vary greatly among pharmacies

Prescription drug prices vary greatly among pharmacies

April 1, 2013

Comparison shopping for prescription drugs could save people as much as $100 or more, but many fail to do so. According to the May issue ...Full Story »

Employers turning to health incentives to reduce risks

Employers turning to health incentives to reduce risks

March 27, 2013

A growing number of American companies are turning to a carrot and sticks approach to offering health benefits to their employees, with rewards and consequences. ...Full Story »

Employers expect changes to how they provide healthcare

Employers expect changes to how they provide healthcare

March 12, 2013

Although most employers plan on still offering health insurance to their employees, a recent survey indicates they expect moderate changes in the coming year as ...Full Story »

Home Insurance

Fiscal planning a key part of hurricane season survival

Fiscal planning a key part of hurricane season survival

May 7, 2013

Being financially prepared for a hurricane is just as important as stocking up on supplies and boarding up windows. When the waters recede and the ...Full Story »

Tips on dealing with floods

Tips on dealing with floods

April 29, 2013

As flooded Midwestern rivers overrun their banks and work their way southward, many families and businesses will be spending a lot of time cleaning up ...Full Story »

Beware of phony adjusters and contractors after floods

Beware of phony adjusters and contractors after floods

April 26, 2013

Since the latest flooding deluge, leaders in affected communities are warning citizens to not get taken by unscrupulous contractors or bogus insurance adjusters who claim to ...Full Story »

When considering cell phone insurance, read the fine print

When considering cell phone insurance, read the fine print

April 25, 2013

As vital as cell phones have become many people have taken to insuring them in case something happens, especially with smartphones. After all, someone could ...Full Story »

Renters Insurance

Issues arise when roommates choose to share insurance

Issues arise when roommates choose to share insurance

October 8, 2012

The number of people living together as roommates and unmarried partners is on the rise and along with it come questions about home and auto insurance, ...Full Story »

Most renters lack insurance

Most renters lack insurance

July 18, 2012

While a majority of American homeowners have insurance only 31 percent of renters buy renters insurance, according to recent survey by the Insurance Information Institute. ...Full Story »

Renters Insurance Checklist Can Help You Choose the Right Coverage and Protect Yourself Financially

Renters Insurance Checklist Can Help You Choose the Right Coverage and Protect Yourself Financially

May 25, 2012

An increasing number of Americans view renting a home as a better “investment” than buying one, yet less than half of renters have renters insurance, ...Full Story »

Insurance for college dorm living: Are you covered?

Insurance for college dorm living: Are you covered?

May 22, 2012

As college students are unloading all of their belongings in their new dorm for the school year and arranging things accordingly, many may need to ...Full Story »

Pet Insurance

Consider pre-existing conditions when purchasing pet insurance

Consider pre-existing conditions when purchasing pet insurance

February 18, 2013

Animal lovers will know that owning a pet a can be an expensive business. Aside from routine checkups and vaccinations, should your pet require treatment ...Full Story »

Holidays pose risks for pets

Holidays pose risks for pets

December 17, 2012

At many homes the holidays are filled with an abundance of food and fancy decorations. Unfortunately for pets, these can pose a health risk that ...Full Story »

Oddest pet insurance claims for fall of 2012 announced

Oddest pet insurance claims for fall of 2012 announced

November 28, 2012

Halloween treats and Thanksgiving decorations can be mighty tempting for the family dog to take a bite out of. They can also cause a quick ...Full Story »

12 animals vying for most unusual pet insurance claim

12 animals vying for most unusual pet insurance claim

September 6, 2012

After reviewing more than one million pet insurance claims received by Veterinary Pet Insurance Co. over the past year, 12 were worthy of nomination for ...Full Story »

Business Insurance

Business cyber insurance on the rise, but 60% still lack it

Business cyber insurance on the rise, but 60% still lack it

April 23, 2013

A survey of North American companies reveals companies they’re showing an increased interest in cyber liability insurance, yet many of them believe their own methods offer ...Story »

Most business insurance policies don’t cover floods

Most business insurance policies don’t cover floods

March 21, 2013

When a flood strikes a business, the damage it causes comes from more than the initial deluge. On top of wiping out inventories and destroying ...Full Story »

Companies showing greater interest in cyber insurance

Companies showing greater interest in cyber insurance

March 18, 2013

As news of cyber attacks seem to be on the rise, more companies and institutions turning to cyber insurance to protect themselves from the financial ...Full Story »

In the hot seat: How elected officials handle their liability risk

In the hot seat: How elected officials handle their liability risk

January 16, 2013

From sanitation workers to the mayor’s office and everywhere in between, local governments deal with the public in ways that expose them to a range ...Full Story »

Off-Road & Snowmobile

Boat thefts fell in 2011, but jet skis are still a favored target

Boat thefts fell in 2011, but jet skis are still a favored target

July 30, 2012

The number of watercraft stolen in the U.S. fell from 2010 to 2011, according to an annual report by the National Insurance Crime Bureau on ...Full Story »

Hunting and fishing insurance covers field and stream risks

July 27, 2012

No one can guarantee that an outdoorsman will come home with a largemouth bass or an eight-point buck, but with hunting insurance they’ll be covered ...Full Story »

Should you get snowmobile insurance coverage?

January 7, 2012

Though consumers may enjoy a number of recreational activities during the winter, some are more dangerous than others, which could prompt people to make sure ...Full Story »

Travel Insurance

Airlines set safety record with fewer fatalities in 2011

Airlines set safety record with fewer fatalities in 2011

December 31, 2012

Fatality rates for airline passengers fell to a record low in 2011. The number of airline accidents declined as well, with no major catastrophes on ...Full Story »

Keep smartphones & laptops safe during a convention

August 30, 2012

No business traveler would be without a handy smartphone, Blackberry and a computer—all of which are prime targets for thieves as the convention and trade show ...Full Story »

Take care when taking jewelry on vacation

June 20, 2012

According to the U.S. Travel Association, 64 percent of Americans plan to take a leisure trip this summer, an increase of 61 percent in 2011. ...Full Story »

Travel insurance for cruise lines can keep expenses afloat

January 24, 2012

The floundering of the Italian cruise ship Costa Concordia illustrates that it’s not only handy to have travel insurance when trying to replace a lost ...Full Story »

Identity Theft

How to avoid identity theft

How to avoid identity theft

April 24, 2013

In an increasingly online and interconnected world, identity thieves have a lot of tools they can use to ply someone out of their crucial information ...Full Story »

How to respond to an identity theft: a step-by-step approach

April 24, 2013

Whether it’s a quick run on a credit or debit card, a lost wallet or a full-scale identity theft, responding to such a crime requires ...Full Story »

Stupid criminals never seem to give up on insurance fraud

March 25, 2013

The allure of insurance fraud must seem like a quick and easy way to get some cash, so it’s understandable why it never goes away. ...Full Story »

Identity theft rose in 2012

December 27, 2012

Cases of identity theft and fraud in the U.S. rose by 13 percent in 2012 as 11.6 million Americans became victims, even as the dollar ...Full Story »

Ability to detect a con artist declines as people get older

December 6, 2012

Part of the reason older people are more susceptible to fraud is they lose the ability to spot a dishonest face. Researchers at the University ...Full Story »

Wallets and purses still key sources for identity thieves

November 29, 2012

Despite increased adoption of online shopping, mobile payment and banking apps, offline methods are the top known causes of identity fraud. According to a new ...Full Story »

Keep credit card and identity thieves at bay during holidays

November 21, 2012

As shoppers give their credit cards a hefty workout during the holiday shopping season, identity thieves would like to do the same. Fortunately there are ...Full Story »

Watch out for cyber scams during online shopping

November 20, 2012

It’s expected that 70 percent of Americans will shop online this holiday season. While technology might be convenient for them, it’s an opportunity for scammers ...Full Story »

Avoiding fraud after the storm

November 6, 2012

After a major disaster homeowners are likely to be approached with contractors offering help, with some of them looking to take advantage of the situation. ...Full Story »

Identity theft is on the rise

October 26, 2012

Criminals continue to find innovative ways to steal personal information, causing consumers to look for ways to prevent and insure against it, according to the ...Full Story »

Long-Term Care

Middle-income America not ready for critical illness costs

Middle-income America not ready for critical illness costs

May 9, 2013

A full 90 percent of middle-income Americans are not ready for the financial hardship posed by a critical illness diagnosis. They don’t have enough savings ...Full Story »

Americans don’t like to think about long-term care needs

April 30, 2013

A survey of Americans above age 40 underestimate their potential need for long-term care but it’s also something they don’t like to think about. According ...Full Story »

Nursing home costs rising faster than at-home care

April 10, 2013

As the cost of obtaining long-term care services in a retirement setting continues to rise dramatically, while the cost of at-home care continues has risen ...Full Story »

Costs of dementia surpass cancer and heart disease

April 5, 2013

The costs of providing long-term care to patients with dementia surpasses that of heart disease and cancer, according to a new study by the RAND ...Full Story »

Disability Insurance

Study finds women more at risk for disability

Study finds women more at risk for disability

July 5, 2012

Women are most at risk both physically and financially when it comes to disability but may not be prepared for it, according to a study ...Full Story »

Survey says Americans unaware of disability insurance needs

May 29, 2012

In a national survey of nearly 1,200 employees, the Consumer Federation of America and Unum learned that workers know little about group disability insurance, even ...Full Story »

Disability insurance takes backseat to other types

May 22, 2012

Many states require that consumers purchase auto insurance in order to remain on the road. Lenders often demand homeowners insurance ...Full Story »

Where to turn for disability insurance coverage

May 21, 2012

  In the event of a disabling injury or illness and are unable to work, there are a number of sources for disability insurance benefits ...Full Story »

Scooter & Motorcycle

Insurance coverage for scooters

Insurance coverage for scooters

April 18, 2012

With gas prices skyrocketing and environmental concerns rising, more people are forgoing gas-guzzling muscle cars and SUVs for the sporty and less expensive scooters and ...Full Story »

Live to ride… but make sure your motorcycle is covered before you hit the road

April 9, 2012

Now that winter is finally behind us, many riders are finally able to rev up their motorcycles and hit the road in earnest.  Only they’d ...Full Story »

Top 10 “Crazy” motorcycle and auto insurance claims

July 7, 2011

Not all auto insurance claims that come across an adjuster’s or investigator’s desk are typical and mundane. There’s always the scammer to watch out for—some ...Full Story »